Options for the medically uninsured
10 options if your employer doesn’t offer health insurance
Are you uninsured? Millions of Americans don’t have health insurance – either because they lost their jobs or their employer doesn’t provide health insurance benefits.
If you’re wondering what to do when your employer doesn’t offer health insurance, read about your options below.
Option #1. Buy an individual health insurance policy
Option #2. Negotiate a discount on your healthcare
Option #3. Get help with medication costs
Option #4. Get SCHIP for your children
Option #6. Find out if you’re eligible for Medicaid
Option #8. Go to a local community health clinic
Option #9. See if you qualify for veteran assistance
Option #10. Get free screenings at a health fair
Maybe you’re between jobs? If it’s been less than 60 days since you were fired or laid off, you may be able to get extended healthcare coverage from COBRA if you were on your employer’s health insurance, involuntarily lost your job, and the company still offers health insurance to other employees. See the Stay Smart Stay Healthy easy-to-understand COBRA healthcare video.
Watch the Healthcare Video: What Do You Do If Your Employer Doesn’t Offer Health Insurance?