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What If Your Employer Does Not Offer Health Insurance?
The cost of healthcare is rising each year and it's scary if you and your family aren't covered by health insurance.
Option #3 if your employer doesn’t offer health insurance
Get help with medication costs
Prescription medications can be very expensive, so consider these options:
- State-based services for seniors: If you’re older than 65, with limited income and resources, you may qualify for help with drug costs and other healthcare expenses. The National Council on Aging (NCOA) provides a questionnaire that helps you identify state-based services you may qualify for.
State subsidies and discount programs: Although the NCOA Website focuses on services for seniors, many state subsidy programs are available to younger people as well. Check if your state offers a subsidy or discount medication program that you qualify for.
- Drug manufacturer discounts: You may be eligible for a free or discounted prescription drug program through a drug manufacturer. Find out more about these programs at RxAssist or NeedyMeds.
- Talk to your pharmacist: You may find low-cost generic drugs at many major supermarkets and pharmacies.
Option #2. Negotiate a discount on your healthcare
Option #4. Get SCHIP for your children
Watch the Healthcare Video: What Do You Do If Your Employer Doesn’t Offer Health Insurance?
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