Option #8 if your employer doesn’t offer health insurance

Go to a local community health clinic

Uninsured adults are five times as likely to not have a doctor who knows and treats them, and four times as likely to postpone care due to costs, according to the Kaiser Family Foundation, a non-profit foundation focusing on healthcare issues in the United States.

If you’re uninsured, you may be able to get regular healthcare at a local community health clinic on a sliding-scale basis – that is, the clinic adjusts fees based on your ability to pay.

Health centers often – but not always – receive federal funding to serve a high-need community – with primary health care services, education, translation, transportation, and more – that promote access to health care for the medically underserved, such as:

  • The uninsured
  • Immigrants with limited English
  • Migrant and seasonal farm workers and their families
  • Homeless families
  • Families in public housing

At a health center, you’ll be asked to pay what you can afford based on your income, to get:

  • Checkups
  • Doctor visits
  • Prenatal care
  • Immunizations
  • Well-child checkups
  • Dental care
  • Prescription drugs
  • Mental health care
  • Substance abuse care

To find a health center near you, go to http://findahealthcenter.hrsa.gov or www.bphc.hrsa.gov.

Option #7. Check if your disability qualifies you for Medicare

Option #9. See if you qualify for veteran assistance

Watch the Healthcare Video: What Do You Do If Your Employer Doesn’t Offer Health Insurance?