Option #8 if your employer doesn’t offer health insurance
Go to a local community health clinic
Uninsured adults are five times as likely to not have a doctor who knows and treats them, and four times as likely to postpone care due to costs, according to the Kaiser Family Foundation, a non-profit foundation focusing on healthcare issues in the United States.
If you’re uninsured, you may be able to get regular healthcare at a local community health clinic on a sliding-scale basis – that is, the clinic adjusts fees based on your ability to pay.
Health centers often – but not always – receive federal funding to serve a high-need community – with primary health care services, education, translation, transportation, and more – that promote access to health care for the medically underserved, such as:
- The uninsured
- Immigrants with limited English
- Migrant and seasonal farm workers and their families
- Homeless families
- Families in public housing
At a health center, you’ll be asked to pay what you can afford based on your income, to get:
- Checkups
- Doctor visits
- Prenatal care
- Immunizations
- Well-child checkups
- Dental care
- Prescription drugs
- Mental health care
- Substance abuse care
To find a health center near you, go to http://findahealthcenter.hrsa.gov or www.bphc.hrsa.gov.
Option #7. Check if your disability qualifies you for Medicare
Option #9. See if you qualify for veteran assistance
Watch the Healthcare Video: What Do You Do If Your Employer Doesn’t Offer Health Insurance?


