How Does Health Insurance Work?
If you're one of the fortunate Americans who have health insurance, you may have one of the three basic kinds of health insurance:
- Employer-sponsored group insurance & COBRA
- Individual insurance
- Government-sponsored insurance - including Medicare and Medicaid
This site explains the different kinds of health insurance and the basics of how health insurance works, and what's covered in your health insurance.
To understand how our system of healthcare started in the United States and why it's different from systems in other countries review the history of our nation's health insurance system in "How did healthcare come about in the United States?"
Watch Healthcare Video: How does health insurance work?