Cost of Health Care

Why Is Healthcare So Expensive?

If you wonder why healthcare costs so much, you'll find answers here. And if you're looking for ways to keep from spending so much on your healthcare, we may have some useful tips for you.

Health Insurers

Insurance companies get a small share - about 3 cents of the health dollar - for the coverage they offer, the healthcare claims they process, and in some cases, clinical health and wellness services. Most people are insured through their employers or through Medicare.

Today, many employers are asking employees to pay more for their benefits - and some companies have even stopped offering coverage. Others are offering consumer-choice plans that let employees choose just the benefits that mean the most to them.

Enroll in the health plan that's right for you

When you enroll in a health insurance plan, make smart choices based on what you know about the health services you're likely to use. Whether your plan year is just beginning, halfway through, or nearly done, evaluating your healthcare budget is worth your time and it can save you money now and in the future.

Healthcare expense breakdown

Learn more about how your healthcare dollar breaks down:

26 cents of every healthcare dollar goes to doctors' services

Watch Healthcare Video: Why is Healthcare so Expensive?